Aptus Merchant Services, A Creative Approach to Credit Card Processing
“Hundreds of business owners rely on us to save from 10 to 95% on their credit & debit card processing fees virtually risk-free. Measurable results in 90 days !”
All Payment Processing Partners are BBB certified and carry ratings of at least an A+ or better. We evaluate or processing partners every 30 days so we can hold the highest standards of excellence to serve you. Aptus is dedicated to bringing you the best service providers in the industry!
Traditional Wholesale Pricing
Rates starting at 0.15% plus $0.07 per transaction. Pay from 1.95% to 2.45% of total fees out the door!
Pay-As-You- Go Pricing
Swipe, dip, and tap for 2.69% with zero monthly, annual or PCI Fees! See why merchants are choosing us over Square.
Cash Discount Processing Program
Eliminate up to 98% of your merchant fees while rewarding your cash paying customers! Most merchants pay $100 or less per month depending on volume.
Hybrid Processing Program
Eliminate 40 to 80% of your merchant processing fees while rewarding cash and debit paying customers! Most merchants pay 0.75% total out the door.
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Payment Processing Solutions
Get a credit card machine for your small business, or accept credit cards on the go with mobile payment processing, or streamline your business with a all in one Point of Sale designed to fit your business. Powered by Payanywhere seamless multi-point processing solution enabling online payments, invoicing payments, and auto pay.
Terminal Processing
- Accept credit cards with a countertop terminal
- Wholesale or Pay-As-You-Go Pricing
- Accept chip cards and Apple Pay
- Wireless and Wifi Options
- Cash Discount Available
- Accept & Save Compatible
Mobile Processing
- Accept credit cards on your phone or tablet
- Wholesale or Pay-As-You-Go Pricing
- Free credit card reader
- Bluetooth options available
- Cash Discount Available
- Accept & Save Compatible
POS Processing
- Accept credit card through a POS
- Wholesale or Pay-As-You-Go Pricing
- Hundreds of Apps
- Accounting Integration
- Cash Discount Available
- Accept & Save Compatible
Online Processing
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Accept credit cards on your computer
- Free Virtual Terminal Setup
- Wholesale or Pay-As-You-Go Pricing
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Process Recurring Payments
- Cash Discount Available
- Accept & Save Compatible
Accept Credit Cards
Virtually Risk Free
Credit card processing designed to benefit small businesses with the ability to scale.
easy online enrollment
No Setup Fees
No Cancellation Fees
With Aptus there is never a cancellation fee. Our “no cancellation fee” policy reinforces our commitment to providing the best ongoing support to you our client. If you ever need to close your account you simply need to call us and we will have your account closed the same day. There is no risk to try us out.
24 Hr Approvals
Once your application is submitted, you are generally approved within 4 hours depending on the ease to verify your business profile. Sometimes more information is requested from underwriting. In this case, we will reach out to you via phone and email to gather the additional required information.
next day deposits
industry leading rates
Transparent pricing with interchange plus pricing structure or a true zero fee cash discount program. No hidden fees ever!
live or local support
Serving You Builds Us
Our success is directly linked to yours. That is why we put your needs and concerns first. Happy clients, happy lives! In this effort we ask that you help us build our online reputation with a honest review.
How Does it Work
Aptus Merchant Services makes the process of enrolling, setting up, and accepting payments at your place of business easy and pain free.
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An all-in-one payments partner
No matter what your unique need is we have a solution for you. With connections to every major service provider and several key niche relationships, we can facilitate every one of your payment processing needs.
Free Instant Online Quote
Start by seeing how much you will save with your Free Instant Online Quote. If you feel good about taking the next step, then elect to enroll online immediately after the quote, or schedule a time to work with a live customer service agent or local account manager. We look forward to working with you.